Should I choose a fixed-rate or an adjustable-rate mortgage?
Should I “lock” my interest rate?
Should I get a 15-year or 30-year term loan?
How do interest rates affect your mortgage?
When should I consider refinancing?
How do you lock your interest rate?
What are mortgage points or discount points?
How do you know which home mortgage option is right for you?
Most people are intimidated by the mortgage process. This section answer questions like:
- How to Qualify
- Credit Requirements
There are many different types and terms for loans. This section covers the most popular options.
- Fixed Rate or Adjustable?
- 15 Year or 30 Year?
- Mortgage Points
How much does the home buying process cost? This section covers information like:
- Down Payment
- Closing Costs
- How Much to Save
How much can you expect to pay on your mortgage? This section covers loan management.
- How Much Can I Afford?
- Mortgage Payments
- Do Payments Change?
How long does the whole process take? This page details answers to questions like:
- Average Timeline
- What happens At Closing
- Why It Takes Time
The best way to get started is to fill out a pre qualification form, that way we can help you 1 on 1 for your situation.